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Reduce fraud, chargebacks, and merchant fees

Accept card present payments online and eliminate the conditions for fraud

Reduce the opportunity and cost of chargebacks

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Reduce chargeback costs 

Less chargebacks means less scheme chargeback management fees. 
Fraud is virtually eliminated with card present payments. 
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Remove fraud opportunities 

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Confirm cardholder ID

CPoI® enables PIN authentication, confirming the cardholder’s identity. 
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Improve conversion

CPoI® eliminates 100% of false positives

By using CPoI® as your preferred way to accept payments online, you can eliminate false positives and gain many genuine positives: 

  • Increased conversion revenue with all genuine customer sales being confirmed 

  • Protects brand reputation 

  • Increases customer loyalty and satisfaction 

  • Reduction in administration from customer complaints 

  • Reduced reliance on anti-fraud tools 

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Broaden customer segments

Remove the barriers to online shopping

By enabling customers to pay the same way as they do in-store. Card and PIN is understood by all generations and universally accepted as convenient and secure. Attract new customers who may be wary of shopping online.​  

Online payments, done right: 
 

  • No biometrics 

  • No SMS or emails 

  • No app switching 

  • No lost sales 

  • No frustration 

​Just simple, secure, scalable online payments.

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Faster revenue return with card present payments

Card-present transactions typically settle on the same day – much faster than card-not-present transactions, which can take weeks.

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