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Reduce the opportunity and cost of chargebacks

Reduce chargeback costs
Less chargebacks means less scheme chargeback management fees.
Fraud is virtually eliminated with card present payments.

Remove fraud opportunities

Confirm cardholder ID
CPoI® enables PIN authentication, confirming the cardholder’s identity.

Improve conversion
CPoI® eliminates 100% of false positives
By using CPoI® as your preferred way to accept payments online, you can eliminate false positives and gain many genuine positives:
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Increased conversion revenue with all genuine customer sales being confirmed
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Protects brand reputation
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Increases customer loyalty and satisfaction
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Reduction in administration from customer complaints
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Reduced reliance on anti-fraud tools


Broaden customer segments
Remove the barriers to online shopping
By enabling customers to pay the same way as they do in-store. Card and PIN is understood by all generations and universally accepted as convenient and secure. Attract new customers who may be wary of shopping online.
Online payments, done right:
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No biometrics
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No SMS or emails
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No app switching
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No lost sales
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No frustration
Just simple, secure, scalable online payments.

Faster revenue return with card present payments
Card-present transactions typically settle on the same day – much faster than card-not-present transactions, which can take weeks.
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