Card Issuers today are fighting a battle across four fronts: False positives  that block good customers and bleed interchange Card-not-present (CNP) fraud losses  can run six to ten times higher than card present Operational drag  from disputes, card reissues, and call centre costs Cardholder churn  when customers are denied You don’t see all of these on one line of the P&L, but together they erode margin every single day. Now picture a different world. Every e-commerce purch

Refuelling a vehicle has always been a simple process. Pull up to the pump, swipe or tap your card, fill up, and you’re on your way. No...

We are often met with scepticism when we say that consumers typically prefer a little friction in the payment process - things like...