What changes the day you turn on CPoI®
On the same payment rails
CPoI® uses all the existing payment networks, no changes to acquirers or tech.
Card and PIN is a globally trusted and familiar way to pay.
Trusted payment process
Faster settlement
Card present transactions typically settle the same day.
No false positives
A genuinely authenticated transaction removes the need for anti-fraud tools.
CPoI® provides categoric proof the cardholder authorised the purchase.
Less chargebacks
Liability sits with the Issuer
CPoI® is a card present transaction, so the card issuer holds liability.
How CPoI® works
Built on the existing payment system. No change to cards, acquirers and PSPs.
Paid.
The payment is settled as a card present transaction, and the liability sits with the Issuing bank.
PIN.
The customer enters their PIN. This provides categoric authentication of of their identity.
Tap.
At online checkout, the customer selects CPoI® as the payment method, then simply taps their card against their mobile device - the same way they do in-store.
Improve conversion
CPoI® eliminates 100% of false positives
By using CPoI® as your preferred way to accept payments online, you can eliminate false positives and gain many genuine positives:
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Increased conversion revenue with all genuine customer sales being confirmed
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Protects brand reputation
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Increases customer loyalty and satisfaction
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Reduction in administration from customer complaints
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Reduced reliance on anti-fraud tools
Broaden customer segments
Remove the barriers to online shopping
By enabling customers to pay the same way as they do in-store. Card and PIN is understood by all generations and universally accepted as convenient and secure. Attract new customers who may be wary of shopping online.
Online payments, done right:
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No biometrics
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No SMS or emails
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No app switching
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No lost sales
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No frustration
Just simple, secure, scalable online payments.
